/* Blue Jay Properties Group
   Concept: cobalt jay-blue on cool paper, with the jay's black "necklace" as a dark band
   that carries the service areas. */
:root{
  --ink:#0e1730;
  --ink-2:#2a3550;
  --muted:#5a6680;
  --paper:#f5f7fb;
  --white:#ffffff;
  --line:#dbe2ee;
  --jay:#2148c9;
  --jay-deep:#13307f;
  --crest:#e3eaff;
  --band:#0b1226;
  --band-text:#c9d5f5;
  --ok:#1d7a4f;
  --err:#b42318;
  --display:"Bricolage Grotesque", "Segoe UI", system-ui, sans-serif;
  --body:"Source Sans 3", "Segoe UI", system-ui, -apple-system, sans-serif;
  --radius:12px;
  --gutter:max(16px, env(safe-area-inset-left, 0px));
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.6 var(--body);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--jay)}
a:hover{color:var(--jay-deep)}
:focus-visible{outline:3px solid var(--jay);outline-offset:2px;border-radius:4px}
[hidden]{display:none!important}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:6px;z-index:100}
.skip:focus{left:12px}
.wrap{max-width:1160px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
h1,h2,h3{font-family:var(--display);line-height:1.08;letter-spacing:-.02em;text-wrap:balance;margin:0}
h1{font-size:clamp(38px,5.6vw,66px);font-weight:700}
h2{font-size:clamp(28px,3.4vw,40px);font-weight:700}
h3{font-size:21px;font-weight:600;letter-spacing:-.01em}
p{margin:0}
.eyebrow{font:700 12.5px/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--jay)}
.lede{font-size:19px;color:var(--ink-2);max-width:56ch}
.muted{color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 16px/1 var(--body);padding:15px 22px;border-radius:10px;border:2px solid var(--jay);background:var(--jay);color:#fff;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--jay-deep);border-color:var(--jay-deep);color:#fff}
.btn.ghost{background:transparent;color:var(--jay)}
.btn.ghost:hover{background:var(--crest);color:var(--jay-deep)}
.btn.light{background:#fff;border-color:#fff;color:var(--ink)}
.btn.light:hover{background:var(--crest);border-color:var(--crest)}
.btn[disabled]{opacity:.6;cursor:progress}

/* Header */
.topline{background:var(--band);color:var(--band-text);font-size:14.5px}
.topline .wrap{display:flex;gap:6px 18px;flex-wrap:wrap;justify-content:space-between;padding-block:7px}
.topline a{color:#fff;text-decoration:none;font-weight:600}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:12px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink)}
.brand svg{width:40px;height:40px;flex:none}
.brand img.logo{height:46px;width:auto}
.brok-mark{display:flex;align-items:center;padding-left:14px;border-left:1px solid var(--line)}
.brok-mark img{height:40px;width:auto}
@media (max-width:520px){.brand img.logo{height:34px}.brok-mark{padding-left:10px}.brok-mark img{height:30px}.brand{gap:10px}}
.brand .name{font:700 19px/1.05 var(--display);letter-spacing:-.01em}
.brand .by{display:block;font:600 12px/1.3 var(--body);color:var(--muted);letter-spacing:0;margin-top:3px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{font-weight:600;font-size:16px;color:var(--ink);text-decoration:none;padding:9px 12px;border-radius:8px}
.nav a:hover{background:var(--crest)}
.nav a[aria-current="page"]{color:var(--jay)}
.nav .btn{padding:11px 16px;margin-left:8px;color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:9px 11px;font:600 15px var(--body);color:var(--ink);cursor:pointer}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);padding:8px max(16px,env(safe-area-inset-left,0px)) 16px;display:none}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0}
}

/* Hero */
.hero{padding-block:56px 64px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero-copy{display:grid;gap:22px;min-width:0}
.hero h1 em{font-style:normal;color:var(--jay)}
.search{display:flex;gap:8px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:8px;box-shadow:0 14px 30px -22px rgba(14,23,48,.5);max-width:560px}
.search input{flex:1;min-width:0;border:0;font:17px var(--body);padding:10px 12px;background:transparent;color:var(--ink)}
.search input:focus{outline:none}
.search:focus-within{border-color:var(--jay)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.paths{display:grid;gap:12px}
.path{display:grid;grid-template-columns:48px 1fr auto;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;text-decoration:none;color:var(--ink);transition:border-color .15s, transform .15s}
.path:hover{border-color:var(--jay);transform:translateY(-2px);color:var(--ink)}
.path .ico{width:48px;height:48px;border-radius:12px;background:var(--crest);display:grid;place-items:center;color:var(--jay)}
.path .ico svg{width:24px;height:24px}
.path b{font:600 19px/1.2 var(--display);display:block}
.path span{color:var(--muted);font-size:15px}
.path .arr{color:var(--jay);font-size:22px}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:32px}.hero{padding-block:36px 44px}}

/* Sections */
.section{padding-block:72px}
.section.tight{padding-block:48px}
.section.white{background:#fff;border-block:1px solid var(--line)}
.head{display:grid;gap:12px;margin-bottom:34px;max-width:720px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media (max-width:900px){.grid3,.grid2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:grid;gap:10px;align-content:start;min-width:0;overflow-wrap:anywhere}
.site-footer li{overflow-wrap:anywhere}
.step-num{font:700 14px/1 var(--display);color:var(--jay);background:var(--crest);width:34px;height:34px;border-radius:50%;display:grid;place-items:center}
.list{margin:0;padding-left:20px;display:grid;gap:6px}

/* Dark band: service areas */
.band{background:var(--band);color:#fff;padding-block:52px}
.band .wrap{display:grid;grid-template-columns:auto 1fr;gap:28px 48px;align-items:center}
.band h2{font-size:clamp(24px,2.6vw,32px)}
.areas{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:0;padding:0}
.areas li{border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:8px 16px;color:var(--band-text);font-weight:600}
@media (max-width:900px){.band .wrap{grid-template-columns:1fr}}

/* Mortgage strip */
.strip{background:linear-gradient(120deg,var(--jay-deep),var(--jay));color:#fff;border-radius:18px;padding:36px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.strip p{color:#dfe7ff}
.strip .eyebrow{color:#b9cbff}
@media (max-width:760px){.strip{grid-template-columns:1fr;padding:26px}}

/* About */
.agent{display:grid;grid-template-columns:180px 1fr;gap:28px;align-items:center}
.avatar{width:180px;height:180px;border-radius:18px;background:var(--crest);display:grid;place-items:center;font:700 54px var(--display);color:var(--jay);overflow:hidden}
.avatar img{width:100%;height:100%;object-fit:cover}
@media (max-width:640px){.agent{grid-template-columns:1fr}.avatar{width:140px;height:140px;font-size:42px}}
.quote{font:600 19px/1.45 var(--display);letter-spacing:-.01em}

/* Google reviews */
.reviews{display:grid;gap:28px}
.reviews.has-widget{grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);align-items:start}
@media (max-width:900px){.reviews.has-widget{grid-template-columns:1fr}}
.reviews-head{display:grid;gap:12px;max-width:640px}
.stars{font-size:26px;color:#e8a317;letter-spacing:2px}
.stars .muted{font-size:16px;letter-spacing:0}
.reviews-widget{min-width:0}

/* Team */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.member{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:flex;flex-direction:column;min-width:0}
.member-photo{aspect-ratio:4/5;max-width:100%;background:var(--crest);display:grid;place-items:center;font:700 64px var(--display);color:var(--jay)}
.member-photo img{width:100%;height:100%;object-fit:cover;object-position:center 25%}
.member-body{padding:20px 22px 24px;display:grid;gap:8px;overflow-wrap:anywhere}
.member-contact{list-style:none;margin:6px 0 0;padding:0;display:grid;gap:4px;font-weight:600}

/* Page header */
.page-head{padding-block:48px 36px;border-bottom:1px solid var(--line);background:#fff}
.page-head .wrap{display:grid;gap:14px}

/* Forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:0 20px 40px -30px rgba(14,23,48,.45);min-width:0}
.form-card h2{font-size:26px;margin-bottom:6px}
form.lead{display:grid;gap:14px;margin-top:18px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:520px){.row{grid-template-columns:1fr}.form-card{padding:20px}}
.field{display:grid;gap:5px;min-width:0}
label,.label{font-size:15px;font-weight:700}
.opt{font-weight:400;color:var(--muted)}
input,select,textarea{width:100%;font:16px var(--body);color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:9px;padding:11px 12px}
input:focus,select:focus,textarea:focus{outline:2px solid var(--jay);outline-offset:0;border-color:var(--jay)}
textarea{min-height:90px;resize:vertical}
.check{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;font-size:14.5px;line-height:1.5;color:var(--muted);font-weight:400}
.check input{width:18px;height:18px;margin-top:2px;padding:0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-msg{font-size:15px;border-radius:9px;padding:12px 14px}
.form-msg.ok{background:#e7f5ee;color:var(--ok)}
.form-msg.err{background:#fdecea;color:var(--err)}
.note{font-size:14.5px;color:var(--muted)}

/* IDX */
.idx-frame{width:100%;min-height:900px;border:0;border-radius:var(--radius);background:#fff}
.idx-fallback{border:1px dashed #b8c6e6;border-radius:var(--radius);background:#fff;padding:24px;display:grid;gap:8px}

/* Legal */
.prose{max-width:760px;display:grid;gap:14px}
.prose h2{font-size:26px;margin-top:22px}
.prose ul{margin:0;padding-left:22px;display:grid;gap:6px}

/* Footer */
.site-footer{background:var(--band);color:var(--band-text);font-size:14.5px;margin-top:0}
.site-footer .wrap{padding-block:48px 28px;display:grid;gap:28px}
.foot-top{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px}
@media (max-width:800px){.foot-top{grid-template-columns:1fr}}
.site-footer h3{color:#fff;font-size:17px;margin-bottom:10px}
.site-footer a{color:#fff}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.compliance{border-top:1px solid rgba(255,255,255,.14);padding-top:22px;display:grid;gap:10px;font-size:14px;line-height:1.55;color:#a9b6d8}
.eho{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700}
.eho svg{width:34px;height:34px;flex:none}
.lender-logo{height:64px;width:auto;max-width:100%}
.badges{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.badge{height:40px;width:auto;background:#fff;border-radius:6px;padding:4px}
.brok-logo{height:46px;width:auto;background:#fff;border-radius:8px;padding:6px 10px}

/* Setup banner (only shows while forms are not connected) */
.setup{background:#fff4d6;color:#6b4b00;font-size:14px}
.setup .wrap{padding-block:9px}

/* Chat */
.chat-launch{position:fixed;right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:60;display:flex;align-items:center;gap:10px;background:var(--jay);color:#fff;border:0;border-radius:999px;padding:14px 20px 14px 16px;font:700 16px var(--body);box-shadow:0 14px 30px -12px rgba(19,48,127,.7);cursor:pointer}
.chat-launch:hover{background:var(--jay-deep)}
.chat-launch svg{width:22px;height:22px}
.chat-panel{position:fixed;right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:70;width:min(390px,calc(100vw - 24px));height:min(600px,calc(100dvh - 36px));background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 30px 60px -20px rgba(14,23,48,.45);display:flex;flex-direction:column;overflow:hidden}
.chat-head{background:var(--band);color:#fff;padding:14px 16px;display:flex;align-items:center;gap:12px}
.chat-head .t{flex:1;min-width:0}
.chat-head b{display:block;font:700 16px var(--display)}
.chat-head small{color:var(--band-text);font-size:12.5px}
.chat-x{background:none;border:0;color:#fff;font-size:24px;line-height:1;cursor:pointer;padding:4px 8px;border-radius:6px}
.chat-log{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:10px;background:var(--paper)}
.msg{max-width:86%;padding:10px 13px;border-radius:14px;font-size:15.5px;line-height:1.45;overflow-wrap:anywhere}
.msg.bot{background:#fff;border:1px solid var(--line);border-bottom-left-radius:4px;align-self:flex-start}
.msg.me{background:var(--jay);color:#fff;border-bottom-right-radius:4px;align-self:flex-end}
.msg a{font-weight:700}
.quick{display:flex;flex-wrap:wrap;gap:8px;align-self:flex-start}
.quick button,.quick a{background:#fff;border:1.5px solid var(--jay);color:var(--jay);border-radius:999px;padding:8px 14px;font:700 14.5px var(--body);cursor:pointer;text-decoration:none}
.quick button:hover,.quick a:hover{background:var(--crest)}
.chat-input{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line);background:#fff}
.chat-input input{flex:1;min-width:0;background:var(--paper)}
.chat-input button{background:var(--jay);color:#fff;border:0;border-radius:9px;padding:0 16px;font:700 15px var(--body);cursor:pointer}
.chat-input button[disabled],.chat-input input[disabled]{opacity:.5;cursor:default}
.chat-legal{font-size:11.5px;color:var(--muted);padding:0 12px 10px;background:#fff}
@media (max-width:520px){.chat-launch .lbl{display:none}.chat-launch{padding:15px}}

/* ---------- Accessibility ---------- */
h2.h3{font-size:21px;font-weight:600;letter-spacing:-.01em}
.site-footer h2.h3{color:#fff;font-size:17px;margin-bottom:10px}
[aria-invalid="true"]{border-color:var(--err)!important;outline:2px solid var(--err)}
.a11y-tools{display:inline-flex;gap:8px;flex-wrap:wrap}
.a11y-btn{font:inherit;font-weight:600;color:#fff;background:transparent;border:1px solid rgba(255,255,255,.45);border-radius:999px;padding:2px 12px;cursor:pointer;line-height:1.6}
.a11y-btn:hover{border-color:#fff}
.a11y-btn[aria-pressed="true"]{background:#fff;color:var(--band)}
.a11y-btn:focus-visible{outline:3px solid #ffd23f;outline-offset:2px}
.a11y-btn[aria-pressed="true"]::before{content:"\2713  "}
/* Larger text: scales the whole page, layout reflows */
html.a11y-large body{zoom:1.25}
/* High contrast */
html.a11y-contrast{--ink:#000;--ink-2:#000;--muted:#1f2533;--line:#000;--paper:#fff;--jay:#0a2a99;--jay-deep:#001a66;--band-text:#fff}
html.a11y-contrast body{background:#fff}
html.a11y-contrast a:not(.btn){text-decoration:underline;text-underline-offset:2px}
html.a11y-contrast .card,html.a11y-contrast .form-card,html.a11y-contrast input,html.a11y-contrast select,html.a11y-contrast textarea,html.a11y-contrast .path{border:2px solid #000!important}
html.a11y-contrast .btn{border:2px solid #000}
html.a11y-contrast .compliance,html.a11y-contrast .site-footer{color:#fff}
html.a11y-contrast :focus-visible{outline:4px solid #000;outline-offset:3px;box-shadow:0 0 0 7px #ffd23f}